Anger Class Online® Now Offer Free Course Preview to all Court Officials, Judges, Human Resource Managers and Attorneys The AJ Novick Group, Inc, parent company of Anger Class Online® now offers a free preview...   [Plus]

Anger Class Online® Now Offer Free Course Preview to all Court Officials, Judges,
Human Resource Managers and Attorneys
The AJ Novick Group, Inc, parent company of Anger Class Online® now offers a free
preview of our industry leading and proprietary online anger management class.

Laguna Beach, CA, November 13, 2009 -- The AJ Novick Group, Inc, parent company of
Anger Class Online® now offers a free preview of our industry leading and
proprietary online anger management class to any judge, court official, human
resource manager or attorney that wishes to view our program first hand.

For over three and a half years, Anger Class Online® has provided ground breaking
and innovative online programs in the field of anger management.
In an effort to
educate the legal system, as well as business and industry, Anger Class Online®
would like to provide this free demonstration of our program.

President of AJ Novick Group, Inc.
and Anger Class Online® is Dr.
Ari Novick.
He
says ?In an effort to better educate judges as well as human resource managers, we
believe making a free demonstration available will allow those interested to see
what our online anger management course requires of participants?.
Dr.
Novick
further states, ?Distance learning education is rather new, and we believe it is
important for those in a position of authority to better understand how useful and
beneficial these programs are for those in need of a quality anger management
class?.
Anger Class Online® is considered the trusted, accepted and reliable
resource for online anger management education.

The AJ Novick Group, Inc.
has been offering world class distance learning anger
management classes for over 6 years.
Their online classes and home study programs
are ideal for those interested in improving relationship skills both at work and at
home.
Classes are an ideal resource for a court or legal requirement, employer
training or simply for personal growth.
Those interested in the preview simply
need to contact our office and make the request by either phone or email.

For more information on their anger management classes or programs, visit
http://www.
angerclassonline.
com or http://www.
ajnovickgroup.
com .

Contact :
Ari Novick, Ph.
D.

AJ Novick Group, Inc.

333 Third Street, Suite 4
Laguna Beach, CA 92651
949 715-2694
ari@ajnovickgroup.
com
http://www.
ajnovickgroup.
com   [Moins]

Roofing Contractor in Saratoga is Recognized as a Leading Roofing Company by Hometown Roofing Contractors Shear Roofing Contractors has been recognized as one of the leading roofing companies in Saratoga Springs,...   [Plus]

Roofing Contractor in Saratoga is Recognized as a Leading Roofing Company by
Hometown Roofing Contractors
Shear Roofing Contractors has been recognized as one of the leading roofing
companies in Saratoga Springs, NY
Saratoga, NY, November 13, 2009 -- Shear Roofing Contractors has been recognized as
one of the leading roofing companies in Saratoga Springs, NY.
They have recently
been selected as a "Top Local Roofing Contractor" by Hometown Roofing Contractors.

There are many reasons that Shear is are leading roofing contractor in Saratoga
Springs, NY.
Recently Hometown Roofing Contractors has given them a Top Local
Roofing Contractor status for the Saratoga Springs, area and the state of New York.

Here are some of the qualifications that Shear Roofing Contractors uphold in the
state of New York:
*Prescreened and approved by Hometown Roofing Contractors
*Up to 30 year all costs roofing warranties - "Best roofing contractors in
Saratoga!"
*Strong materials warranted by manufacturers
*Better Business Bureau member in good standing
*GAF Certified roofing contractors
*ELK Peak Performance Roofing Contractor
Contact Shear Roofing Contractors today for roof repair, roof replacement, and new
roof installation in Saratoga Springs, NY and surrounding cities.
When you roof
with the roofers at Shear you roof with the best!
Shear Roofing Contractors is a Saratoga Springs roofing company that services the
following New York areas:
Albany, Altamont, Ballston Spa, Coeymans, Cohoes, Colonie, Corinth, Country Knolls,
Delanson, Delmar, Duane Lake, Duanesburg, East Glenville, Galway, Green Island,
Mariaville Lake, Mechanicville, Medusa, Menands, Milton, Niskayuna, North Ballston
Spa, Pattersonville-Rotterdam Junction, Preston-Potter Hollow, Ravena, Rotterdam,
Round Lake, Saratoga Springs, Schenectady, Schuylerville, Scotia, South Glens
Falls, Stillwater, Victory, Voorheesville, Waterford, Watervliet, Westmere
Contact : Shear Roofing Contractors, 73 Pepperbush Place , Ballston Spa, NY 12020,
(518) 312-4738
Contact :
Shannon Austin
Hometown Roofing Contractors
2153 Wealthy St
Saratoga, NY
877-994-6645
hometownroofing@gmail.
com
http://www.
hometownroofingcontractors.
com   [Moins]

Commercial Loan Modification: An Economic Necessity Walking down the street in any major US city is evidence enough that the commercial real estate marketing is suffering. Los Angeles, CA, November 13, 2009 --...   [Plus]

Commercial Loan Modification: An Economic Necessity
Walking down the street in any major US city is evidence enough that the commercial
real estate marketing is suffering.

Los Angeles, CA, November 13, 2009 -- Walking down the street in any major US city
is evidence enough that the commercial real estate marketing is suffering.
The
streets are littered with ?For Lease? signs, the unemployment rate is the highest
it?s been in decades, and vacancy rates are increasing.
As a result of these
factors, many commercial property owners are falling behind on their mortgage
payments.
In order to prevent an enormous commercial mortgage meltdown, the United
States needs banks to start issuing more commercial loan modifications.

Commercial loan modification is simply the process of restructuring the terms of a
commercial loan.
It is a matter of renegotiating the loan so that it is more
favorable to the borrower.
For example, one can negotiate a lower interest rate
with their lender, extend the term of the loan, defer mortgage payments, or even
reduce the principal balance of the loan.

If a commercial property is not generating enough income to pay the mortgage or the
operating expenses, a commercial lender may consider a temporary or permanent
interest rate reduction.
Reducing the interest rate will in turn lower the payment
to allow the commercial property owner to increase the cash flow of the building.

An interest rate reduction is ideal for property owners who have high vacancy
rates.
Lowering the interest rate should allow the borrower to service the debt
while the vacant units are filled.
On multi-million dollar loans, reducing the
interest even just 1% can amount to savings of thousands of dollars per month.

Another common form of commercial loan modification is to extend the loan term.

Extending the term or the maturity date of a loan can help commercial property
owners avoid balloon payments and reduce their monthly mortgage nut.
Many
commercial loans have short terms, sometimes as few as 1 or 2 years.
When the loan
matures after only 1 or 2 years, the borrower is responsible for making a large
balloon payment to pay off the principal balance entirely.
Most lenders will
consider a loan extension, but sometimes at a cost.
They may charge a point, or 1%
of the loan amount, or extend the term at a higher rate of interest.
Commercial
property owners with loans nearing the maturity date may want to contact a
commercial loan modification attorney to prevent this type of bullying by the
lender.

In addition to lowering the interest rate or extending the term, a commercial
mortgage lender may consider a deferment of payments as a form of loan
modification.
Sometimes called a payment moratorium, lenders may allow a borrower
not to make a mortgage payment for 3 to 6 months.
During this time, the borrower is
able to build up cash reserves and rent out vacant units.

Before the economic downturn, property owners could refinance their commercial
loans in order to lower interest rates and avoid balloon payments.
Now, with the
decline in property values, and the reduction in income of commercial properties,
even borrowers with good credit are having their loan applications denied.

According to Deutsche Bank, by the end of 2012 over $153 billion in commercial
loans will become due, and possibly $100 billion of that group will not be able to
refinance.
What will happen then? Commercial lenders will have to consider loan
modifications in order to stay in business.
Until recently, many commercial lenders
would prefer to foreclose on a building rather than modify the loan.
However,
today?s political and economic climate will favor commercial loan modifications,
and we may soon have government bailout programs for commercial lenders.
Commercial
loan modification will not only help stabilize the economy, it will also salvage
the deteriorating commercial real estate market.
The United States needs commercial   [Moins]

ARAG Recognized as One of the Best Places to Work in Insurance ARAG®, a global leader of legal insurance, has been selected as one of the Best Places to Work in Insurance by Business Insurance magazine and Best...   [Plus]

ARAG Recognized as One of the Best Places to Work in Insurance
ARAG®, a global leader of legal insurance, has been selected as one of the Best
Places to Work in Insurance by Business Insurance magazine and Best Companies
Group.

Des Moines, IA, November 13, 2009 -- ARAG®, a global leader of legal insurance, has
been selected as one of the Best Places to Work in Insurance by Business Insurance
magazine and Best Companies Group.
?Our corporate culture, exceptional benefits and
programs that encourage personal growth and professional development make ARAG a
premier company to work for.
We are honored to receive this distinction,? says Cam
Sutton, ARAG President and Chief Executive Officer.

A total of 33 companies were named to the Best Places to Work list.
The selection
was based on in-depth assessment of workplace benefits, policies and practices and
evaluation of employee engagement and satisfaction.
The program was open to all
publicly or privately held insurers, agents and brokers with at least 25 employees
working in the United States.

The Best Places to Work recognition is one of several recent honors ARAG has
received, including the American Business Award (?Stevie?) for Customer Service
Team of the Year in insurance, banking and financial services and certification as
a Center of Excellence by BenchmarkPortal.

ARAG, www.
ARAGgroup.
com, has an international premium base of almost $2 billion and
protects 15.
5 million individuals and their families ? worldwide.
ARAG offers
comprehensive legal plans that provide a smart and trusted path for resolving legal
issues.
This enables people to protect their families, finances and future.

Contact :
Terry Birdwell, CLU, ChFC
ARAG®
400 Locust Street, Suite 480
Des Moines, IA 50309
515-237-0171
terry.
birdwell@araggroup.
com
http://www.
araggroup.
com   [Moins]

Television Spokesperon Sought For Diabetes Care Club Diabetes Care Club is seeking a licensed internal medicine physician, endocrinologist, or Certified Diabetes Educator to appear in our client?s national...   [Plus]

Television Spokesperon Sought For Diabetes Care Club
Diabetes Care Club is seeking a licensed internal medicine physician,
endocrinologist, or Certified Diabetes Educator to appear in our client?s national
television commercial.

Madison, WI, November 12, 2009 -- Wanted: Physician, Endocrinologist, or Certified
Diabetes Educator (CDE) for National TV Campaign
Diabetes Care Club is seeking a licensed internal medicine physician,
endocrinologist, or Certified Diabetes Educator to appear in our client?s national
television commercial.

This commercial offers seniors on Medicare suffering from diabetes an easy way to
get testing supplies for their blood sugar delivered right to their house.
If you?
ve seen commercials with Wilfred Brimley for Liberty Medical Supply, then you know
how needed and popular this service is.

Would you consider being a spokesman?
We are seeking your single participation for a commercial shoot in Las Vegas,
Chicago or Madison WI.

The appearance will occur after normal working hours.
After review of our
credentials and business process, your time commitment would be as little as 2-4
hours outside of travel, but the rewards and notoriety will be large.

The current spokesperson for Diabetes Care Club, Dr.
Michael Mensch, has retired.

We hope that your involvement in this project would continue development of
innovative services for this community.

Would you please consider the benefits of national exposure of your own medical
specialty?
? Help Solve the Diabetic Epidemic
? Receive an $3,000 Appearance Fee for the Commercial (2 hours)
? Receive a Quarterly Honorarium for Ongoing Participation
? Assist in Setting New Standards in Patient Care
? Provide Insight and Direction for Service Innovations
? Enjoy a National Platform for Your Philosophy
? Join a Well Funded Company in Eradicating Waste & Poor Service
? Enjoy National Influence Unattainable in Private or Group Practice Alone
For consideration, please email a recent photo and importantly, provide a video of
yourself and a way to contact you.

We will rush you a copy of the script, samples of prior commercials and a complete
kit for reviewing the opportunity and company.
We welcome your participation!
Contact:
Frank Pournelle
President
Last Second Media Inc.

Madison, Wisconsin
608-630-8455
frank@lastsecondmedia.
com
http://lastsecondmedia.
tv/certifieddiabeteseducatorwanted.
php   [Moins]

Propose to Your Loved One With a Diamond Engagement Ring No matter where, when or how you propose to your loved one make sure you do so with a quality diamond from DiamondonsWeb and you are certain to impress and...   [Plus]

Propose to Your Loved One With a Diamond Engagement Ring
No matter where, when or how you propose to your loved one make sure you do so with
a quality diamond from DiamondonsWeb and you are certain to impress and astound.

San Francisco, CA, November 12, 2009 -- Picture their delight when you place that
precious stone on your loved one?s delicate figure.
Their childhood dream and
fantasy is sure to be realized at that instant and they will see you through the
sparkling of their jewel ? as a real life knight in shining armor.
This wondrous
moment will be etched in both your memories forever more.

At DiamondonsWeb you order with the assurance that your diamond will be just as
perfect as you imagine it as we are so confident that you will be delighted with
your purchase that you do not pay anything until you see the diamonds at your door.

Once more, most diamonds come with an accredited diamond laboratory report.

To ensure you give your loved one the treasure they deserve browse through our wide
variety of diamond engagement rings, settings and styles; and please feel free to
read through the DiamondonsWeb Simple guide for the smart diamond engagement ring
shopper as this will assist you with your choice.

If you wish to capture the uniqueness of your relationship and make a truly
distinctive statement then why not shop for loose diamonds using our helpful online
guide and create the definitive personalized ring.
Look at our Signature
Collection? for special offers on the highest quality cut diamonds.

Alternatively you may like to peruse our collection of pre-set diamond rings.
Our
ring?s settings are available with diamonds selected by expert Diamonds on Web
jewelers.

Create Diamond Engagement rings with timeless classic solitaire setting in yellow,
white gold or platinum or fashion settings with sidestones and spotlight brilliant
certified center stone with exceptional quality side stones.
Settings also come
with matching bands so please take a look at our stunning white or yellow gold
brilliant cut bridal Diamond Engagement rings sets, which are available at
extraordinary prices.
If it is your past, present and future that you wish to
commemorate then the three-stone Diamond Engagement ring is a perfect choice.

So wherever you may be at that momentous moment, make sure you have a DiamondonsWeb
diamond in your pocket and you are sure to hear the magic word: ?Yes?; and the
start of your fantastic new journey together will begin.

About Diamonds on Web:
We at Diamonds on Web carry our own inventory as we ourselves are a true
wholesaler.
In fact, we have been providing quality certified diamonds to jewelry
stores throughout North America for over 24 years now.

For more information call 888-968-8810 (U.
S.
) or 415-626-1793 (international) or
visit http://www.
diamondsonweb.
com
Press Contact:
Eran
Diamonds on Web
San Francisco, CA
888-968-8810
eran@diamondsonweb.
com
http://www.
diamondsonweb.
com   [Moins]

New Birmingham Restaurant to Open at the Mailbox The Mailbox has revealed that as well as attracting two new retailers to its complex a new restaurant is also to open despite the tough economic climate....   [Plus]

New Birmingham Restaurant to Open at the Mailbox
The Mailbox has revealed that as well as attracting two new retailers to its
complex a new restaurant is also to open despite the tough economic climate.

Birmingham, UK, November 11, 2009 -- The award winning restaurant Côte will be
offering award winning French Cuisine and has grabbed the last available restaurant
space at The Mailbox complex in Birmingham.

The restaurant announced the move just after new retailers All Saints, a fashion
label, and stationers Papeterie have become the latest additions to the retail and
lifestyle complex in the heart of the city.
French restaurant Côte appears so
confident about the trading conditions at The Mailbox that it has taken a 25 year
lease and will open next spring.
All Saints has taken a 15 year lease.

The Mailbox will be very glad of the new occupants as the last 12 months has seen
the gift and stationary shop Parchment close and the womens dress shop Emma
Somerset unfortunately go into administration at the complex.
Birmingham residents
will also be pleased as the Côte chain of restaurants was voted the years best
value restaurants bu the Good Food Guide 2009.

The Mailbox is known for having some of the most popular restaurants in Birmingham,
offering a huge diversity of choice from Indian to Tapas and Thai.

For further information about the choice of Mailbox restaurants in Birmingham visit
http://www.
mailboxlife.
com/restaurants.
asp
Contact:
Andy Maclean
The Mailbox
Wharfside Street
Birmingham B1 1XL
0121 632 1000
andy@realityhouse.
co.
uk
http://www.
mailboxlife.
com   [Moins]

IndieMarketingGenius. com Offers Social Media Branding and Visibility to Clients Who Need to be Seen, Known and Heard Indie Marketing Genius provides clients with an extensive customized social marketing network...   [Plus]

IndieMarketingGenius.
com Offers Social Media Branding and Visibility to Clients Who
Need to be Seen, Known and Heard
Indie Marketing Genius provides clients with an extensive customized social
marketing network to fulfill their marketing goals in the new global village - the
Internet, social media sites like Twitter, Facebook, YouTube and over 100 more.

Los Angeles, CA, November 11, 2009 -- Indie Marketing Genius offers a unique niche
branding service which provides complete design, set-up and maintenance services
for clients social sites and blogs.
The company offers a unique niche branding
service which allows the powerful promotion of clients and products online through
the leading social media channels.

Combining digital PR, creation of social media web sites, search engine marketing,
press releases, and written articles by the Indie Marketing Genius team of award
winning writers, IMG ( http://www.
IndieMarketingGenius.
com ) offers all these
services, which are included with a free consultation.

The IMG team provides a unique type of niche-oriented online branding services.

Indie Marketing Genius implements creative internet marketing strategies beyond
search engine optimization.
The company delivers visibility by creating and
implementing organic content, providing design, set-up and maintenance of social
sites and blogs for clients ( http://indiemarketinggenius.
com/clients.
html ).

"You rock.
I love my network.
I m really, really happy.
Thanks for all the work,"
raves comedic actor Paul Ashton, whose social media network was created and
maintained by IMG.
Client and cookbook author Annette Leeds adds, "Oh my gosh, I
love the network foundation you build for me.
.
.
it is exactly what I was trying to
get out of my head.
"
IMG s smart, creative link sharing, meta-tagging, book-marking, press releases, and
testimonial articles all combine to promote their clients online goals.
A more
complete listing of available services can be seen on IMG s web site at
http://indiemarketinggenius.
com/services.
html
The company s staff also has, as its ongoing mission, the continual development of
new, enticingly creative marketing strategies, combined with appropriate graphics,
imaginative advertising and organic original content, reflecting the creative
energy and authenticity that puts the client s name on the Internet map.

"I believe in giving someone an experience of you when they visit you online," says
Bobbi Miller-Moro, President of IMG.
"Visitors are left with the essence of who you
are and what you do.
Having you known is my passion.
I love what I do.
"
About Indie Marketing Genius
Promising never to use any paper in the marketing of her customers, Bobbi is quoted
as being the "Green Marketing Queen".

At the cutting edge, this mother of five is improving brand visibility with online
branding, marketing and promotion.
Her expertise, and PR media savvy, "serving one
client at a time" on the web, allows her clients to save thousands of marketing
dollars and keeping IMG at the very edge of the future of online content building,
press, and branding.
Indie Marketing Genius can be contacted by e-mail at
bobbi@indiemarketinggenius.
com or via their web site,
http://IndieMarketingGenius.
com
Contact :
Bobbi Miller-Moro
Indie Marketing Genius   [Moins]

dbwatch Announces Release of Version 9 dbWatch Software LLC announces the release of dbWatch version 9. dbWatch 9 includes support for Sybase, Ingres and PostgreSQL databases in addition to Oracle 8+, MS SQL...   [Plus]

dbwatch Announces Release of Version 9
dbWatch Software LLC announces the release of dbWatch version 9.
dbWatch 9
includes support for Sybase, Ingres and PostgreSQL databases in addition to Oracle
8+, MS SQL Server 2000+ and MySQL 5+ databases.

Gold Canyon, AZ, November 11, 2009 -- dbWatch Software LLC announces the release of
dbWatch version 9.
dbWatch 9 includes support for Sybase, Ingres and PostgreSQL
databases in addition to Oracle 8+, MS SQL Server 2000+ and MySQL 5+ databases.
In
addition to the extended coverage and significant improvements to base features,
such as attaching reports to alert emails, dbWatch 9 also adds sophisticated
editors for Reports and Tasks/Checks.

dbWatch Software founder and Product Manager Marek Jablonski stated, "We are very
proud of our latest product release, and look forward to seeing the feedback from
the database community all over the world.
I am especially satisfied that we have
now added powerful features for monitoring and reporting tools such as an
integrated object browser and report and task editors.
"
Chief Marketing Officer Tor Even Ramberg added, "One aspect that truly makes us
different is the ease of which you can add your own monitoring and reports, at no
extra cost.
In fact, one of the main investments we have made in dbWatch 9 has been
the task and report editors, which now take make it trivial for DBAs to automate
and standardize their home grown checks and reports.
?
New Databases Supported
dbWatch 9 now supports Sybase, Ingress and PostgreSQL.

New Task/Check Editor
The new Task/Check Editor feature allows users to create custom database tasks and
checks with an easy-to-use GUI editor.

Improved Report Template Editor
The improved Report Template Editor makes it easy to generate custom database
health reports in either PDF for HTML formats.

For more information contact: dbWatch Software LLC, www.
dbwatchusa.
com, James R.

Sachs 1-800-270-9892 x705
dbWatch is a registered Trademark of dbWatch Software LLC
Contact :
James R.
Sachs
dbWatch Software LLC
Gold Canyon, AZ
1-800-270-9892 x705
rob@dbwatchusa.
com
http://www.
dbwatchusa.
com   [Moins]

I Am Modern Magazine Wins Product of the Year Award I Am Modern Magazine, world?s first and only reader generated content publication, has been recognized with the 2009 Product of the Year award by the Loudoun...   [Plus]

I Am Modern Magazine Wins Product of the Year Award
I Am Modern Magazine, world?s first and only reader generated content publication,
has been recognized with the 2009 Product of the Year award by the Loudoun County
Chamber of Commerce in Northern Virginia.

Broadlands, VA, November 09, 2009 -- I Am Modern Magazine, world?s first and only
reader generated content publication, has been recognized with the 2009 Product of
the Year award by the Loudoun County Chamber of Commerce in Northern Virginia.
CEO
Hulya Aksu was crowned as the Entrepreneur of the Year by the Chamber in 2008, and
this year?s award hi-lited the success of the I Am Modern platform that exists in
print, online and in person.

I Am Modern Magazine is published using the social media model, and it is 100
percent driven by user-generated content, that is hyper local and relevant to women
living in Northern Virginia.
Hulya Aksu, the brain child, publisher and CEO of I Am
Modern Magazine, wanted to provide a connecting point for upscale mothers that make
up a large portion of the single-most influential buying target for advertisers.
?
This award is recognizing our community of contributors who support our platform?
said Hulya Aksu.
?While national and international media power houses are trying to
figure out how to inject social media in to their old models, our organically grown
social platform is continuing thrive.
? Hulya Aksu is often described by industry
insiders as a?360 degree entrepreneur?, someone who understands the entire media
business: the advertising, technological and social media aspects of the business
as well as the creative end.

Modern Mom Media Corporation is the publisher of upscale lifestyle magazine, I Am
Modern, for all Metro DC area.
I Am Modern Magazine brings a revolutionary
breakthrough to print and internet publication featuring 100% reader generated
local content with a quality national look and feel.
IamModern.
com website is the
popular website owned by Modern Mom Media Corporation and it offers a social
networking platform to local moms in Metro DC area.
The website, www.
IAmModern.
com,
is rapidly expanding with hundreds of new members joining monthly, and it is the
only media platform offering a Social Club that regularly meets once a month.

For more information on poll results, please contact: Christina Barber, 43300-116
Southern Walk Plaza, #810, Broadlands, VA 20148, 703.
728.
8836
Contact :
Christina Barber
Modern Mom Media Corporation
43300-116 Southern Walk Plaza, #810
Broadlands, VA 20148
703.
728.
8836
christina@iammodern.
com
http://www.
iammodern.
com   [Moins]

Thanksgiving Gift Below $100 Available During Recession Thanksgiving Gifts below $100 are available at Chiactivate for low budget consumers during the recession. Chi Activate has carefully selected practical...   [Plus]

Thanksgiving Gift Below $100 Available During Recession
Thanksgiving Gifts below $100 are available at Chiactivate for low budget consumers
during the recession.
Chi Activate has carefully selected practical Thanksgiving
gifts for consumers who don?t want to spend too much on luxury products or gifts
that may not be practical.
The Aromatherapy Diffuser has become a very popular and
practical gift because it can assist in reducing germs in your living environment.

Los Angeles, CA, November 09, 2009 -- Chi Activate has selected the best selling
products for consumers who don?t want to spend too much for a Thanksgiving Day
gift.
Chi Activate has Thanksgiving gifts that are practical and below $100.

According to E-Marketer Research, spending on Thanksgiving Day gifts this year will
be significantly reduced from last year.

Consumers are cutting back their spending on gifts this year.
With a thin wallet in
their pocket, consumers are cutting back spending on expensive clothing, jewelry,
electronic gadgets and other items for Thanksgiving Day which falls on November 26.

Consumers are more selective now and will only buy gifts they?re certain their
recipients will like.
(http://www.
chiactivate.
com/promotion/bundlesaving.
shtml)
The financial crisis has affected many retailers, especially the jewelry and
electronic stores.
Spending on jewelry, luxury accessories and electronics are
expected to drop significantly this year.
People who expect to receive expensive
jewelry or fancy electronic gadgets as their Thanksgiving gift may be disappointed
this year.

One sector that has not been affected by the financial crisis is the health
industry.
Despite the financial crisis, Chi Activate achieved a new sales record
during the past few months.
Sales of Aromatherapy Diffusers was high as people
realized the diffuser is a very practical gift item that can kill germs.
With
increasing numbers of people contracting the Swine Flu, people realize that some
essential oils can assist in eliminating germs to combat the flu virus.
The
ultrasonic aromatherapy diffuser breaks up essential oil molecules into the air
using a heat-free diffusion method.

(http://www.
chiactivate.
com/products/aromatherapy/aromatherapy.
shtml)
?People realize that this aromatherapy diffuser is a cost saving way to reduce
stress or improve the atmosphere of any home or work space.
Due to the sudden high
demand of this diffuser, we were out of stock in the first week of September?, says
Mark, product manager at Chi Activate.

This Thanksgiving Day, the aromatherapy diffuser is expected to become the top
seller again.
Aromatherapy is the use of all natural essential oils to relieve both
physical and emotional stress.
Our present economic recession combined with
unstable employment means that many people are under constant stress to get ahead
or make ends meet.
The aromatherapy oil diffuser is a practical gift that people
will appreciate and it?s affordable.

To add more value to this gift, Chi Activate is giving out a limited amount of free
lavender essential oil with this aroma diffuser.
Chi Activate has noticed that
people are starting to shop for Thanksgiving Day gifts earlier this year.
People
are spending more time looking for practical gifts instead of expensive gifts such
as jewelry, electronic gadgets, and cosmetics.

To get more Thanksgiving Gift ideas below $100, please visit www.
ChiActivate.
com
About ChiActivate.
com
Chi Activate specializes in beauty and health products.
ChiActivate.
com was founded   [Moins]

Indiana Campaign Finance for Finest Payday Loan Services Indiana Campaign Finance takes pleasure to extend payday loan services to its prestigious customer. In the present times of economic crisis when all are...   [Plus]

Indiana Campaign Finance for Finest Payday Loan Services
Indiana Campaign Finance takes pleasure to extend payday loan services to its
prestigious customer.
In the present times of economic crisis when all are facing
financial issues, Indiana Campaign Finance has emerged as a great financial
solution provider to help you lead a comfortable life.

Catoosa, OK, November 09, 2009 -- Indiana Campaign Finance takes pleasure to
extend payday loan services to its prestigious customer.
In the present times of
economic crisis when all are facing financial issues, Indiana Campaign Finance has
emerged as a great financial solution provider to help you lead a comfortable life.

Whenever you exhaust your monthly or weekly income and are in need to so more
finances, you can get in touch with us and acquire instant loan.
You do not have to
have a good credit history to have a payday loans from Indiana Campaign Finance as
we provide loan to the ones with bad credit as well.

With regard to formalities and paper work required for taking a payday loan, the
processes are very simple at Indiana Campaign Finance.
We do not need stories or
endless documents from you to approve your loan.
Just the basic information is
sufficient to successfully receive a payday loan online from Indiana Campaign
Finance.
Other than payday loans, we also extend quick cash advance, personal loan
as well as home loans.
Credit card, car insurance and home insurance are some other
domains in which we serve our customers.

Unlike the other financial institutions, you will not have to wait for a long time
to get a loan for emergency situations.
Our processes are
extremely easy and efficient.
As soon as you apply for a loan, you will be contact
by our representative who takes some general information from you and extend you
the loan you require within no time.
You can also get to know other details from
him and get to know about the best possible detail.
If you wish to extend the pay
off period, even this is possible with Indiana Campaign Finance.

Anyone who has a permanent job and is aged 18 and plus can apply for a payday loan
from Indiana Campaign Finance.
You will also need to have a current account and
this is all that it takes to get some instant cash loans from us.
Almost everyone
is eligible for this sort of loan, be he or she belong to any field of life.

These loans can be utilized in any emergency situation.
For example, you can get
fast cash from Indiana Campaign Finance in case you have exhausted your monthly
wages and require additional money to pay off some bills.
In case of some
unforeseen circumstances as well, you can get payday loans and manage.

Contact :
Timily Anatoly
Indiana Campaign Finance LLC
Catoosa, OK
+1 (302) 353-4577
indiana-a@ya.
ru
http://www.
indianacampaignfinance.
com   [Moins]

Event Caterers Impress UK s Biggest Networking Group When Greengages, an innovative and eco friendly event outside catering company, were approached by 4Networking to supply lunch they delivered in style....   [Plus]

Event Caterers Impress UK s Biggest Networking Group
When Greengages, an innovative and eco friendly event outside catering company,
were approached by 4Networking to supply lunch they delivered in style.

Manchester, UK, November 10, 2009 -- When Greengages were approached by the UK s
largest business networking organisation, 4Networking to supply the food at one of
their networking meetings they couldn t help but to deliver a meal that nobody was
going to forget.

Matt Timms from event caterers Greengages explains: "4Networking asked us for to
put on a breakfast and lunch menu to impress local businesses attending one of
their meetings.
We answered by supplying fresh baked dry cure bacon rolls for
breakfast.
Then we decided to get people talking by serving the hot food in bonne
maman jam jars with our own labels on.
They loved it!"
Greengages isn t your usual outside catering company.
For a start they operate out
of a converted pea green retro Morgan Olson van, custom built and imported from the
US.
They also have a strict carbon footprint policy which see s them trying to
operate with the environment in mind at all times.
The Morgan Olson is due for an
LPG conversion and they are planning to buy an electrical vehicle to pick up
supplies.

Greengages mobile caterers makes a point of standing out from their competitors and
feedback at the 4Networking and other events shows that not only are people
enjoying the food but are surprised by what and how they are being served.

The company recently helped support the 50th anniversary of Volkswagen by touring
the North West dealerships in the Morgan Olson and dishing out their infamous fresh
baked bacon rolls and fish and chip served in funky newspaper cones.

Later this month Greengages is off to Belgium supporting a corporate team building
event and will be serving some fine Belgium delicacies including snails and
buffalo.
They plan to source all their ingredients in Belgium from local suppliers
as befits their green ethos.

To find out more about outside caterers Greengages visit
http://www.
gogreengages.
com
Press Contact:
Andy Maclean
Open Eye Marketing
PO Box 84.
Ivybridge
Devon PL21 9WS
0800 2984313
andymaclean@openeyemarketing.
co.
uk
http://www.
openeyemarketing.
co.
uk   [Moins]

Oil Skimmers, Inc Exhibits in the 2009 Rail Road Environmental Conference Industry leader in removing oily wastes from water demonstrated its oil skimmer Model 6V Brill? oil-recovery system. Cleveland, OH,...   [Plus]

Oil Skimmers, Inc Exhibits in the 2009 Rail Road Environmental Conference
Industry leader in removing oily wastes from water demonstrated its oil skimmer
Model 6V Brill? oil-recovery system.

Cleveland, OH, November 07, 2009 -- Oil Skimmers, Inc, the worldwide leader in
removing petroleum-based oils, vegetable oil, animal fats, greases, and oily wastes
floating on water was present at the Rail Road Environmental Conference in
Champaigne, IL between October 27th and 29th.
The annual railroad environmental
conference enables professionals to interact with the railroad environmental
community to exchange views, learn about new techniques and technologies, and stay
in touch with the direction of the railroad industry?s environmental programs The
conference featured presentations by railroaders, consulting engineers and
academics.
Presentation topics included: pollution prevention; energy, emissions
and air quality; noise and vibration; environmental management systems; compliance;
risk and liability management; remediation; and training.

Rob Fiorilli Oil Skimmers, Inc.
, Eastern Region Sales Manager and David Field, the
company?s representative in Illinois were demonstrating how the oil skimmer Model
6V Brill? oil-recovery system works in multiple applications.

Oil sticks to the outside of a specially formulated polyurethane closed-loop
collector tube that snakes over and around debris.
It is lifted out of the water
and is drawn through scrapers that remove the oil.
The clean tube is returned to
the water surface to gather more oil.
Tubes withstand temperatures up to 200o F.
,
and will not fracture in freezing conditions.
Designed with non-clogging, longlasting components, the Model 6V unit runs unattended 24 hours a day, year-round,
and is the most dependable, cost-effective and uncomplicated solution for removing
oily wastes from water.

Oil Skimmers, Inc.
, oil recovery systems can be customized and sized to any
specification.
This includes mounting system, material of construction, motor
voltage and speed, discharge, etc.
Systems can remove as much as 100 gallons of
waste oil per hour.
All waste oil can be decanted into drums to be stored or
recycled to sell.
Durable, uncomplicated construction ensures an operation
lifespan of 25 to 30 years.

Contact :
Rob Fiorilli
Oil Skimmers, Inc
12800 York Rd
Cleveland, OH 44133
440 237 4600
rob@oilskim.
com
http://www.
oilskim.
com   [Moins]

New Book on 2nd Corinthians - Book Sale! Varsy Arsy -- Proclaiming the Gospel in Second Corinthians, by Phillip A. Ross is volume two of this examination of Paul s letters to the Corinthians. Marietta, OH,...   [Plus]

New Book on 2nd Corinthians - Book Sale!
Varsy Arsy -- Proclaiming the Gospel in Second Corinthians, by Phillip A.
Ross is
volume two of this examination of Paul s letters to the Corinthians.

Marietta, OH, November 07, 2009 -- Varsy Arsy -- Proclaiming the Gospel in Second
Corinthians, by Phillip A.
Ross (ISBN: 978-0-9820385-4-3, 326 pages) is volume two
of this examination of Paul s letters to the Corinthians.
Volume one, Arsy Varsy -Reclaiming the Gospel in First Corinthians, was published in 2008.

Ross takes a presuppositional and trinitarian approach to this study of
Corinthians, which is different from the usual approach in that it assumes that
faithfulness requires a completely different mindset than unfaithfulness.
What is
usually thought to be intellectual common ground between believers and unbelievers
isn t common at all.
Scripture actually teaches that believers and unbelievers see
everything very differently.

Dedicated to those who want genuine social change, Ross demonstrates that Paul s
opposition to Greek culture and academics in Corinth provides the only real
foundation for sustainable culture.
It is unfortunate that Christian churches
across the globe have abandoned Paul s vision because it provides the best solution
to the social deconstruction that is at the door.
Alan Greenspan has admitted the
bankruptcy of his vision for cultural sustainability through market manipulation.

The Obama regime has nothing new to offer.
Rush Linbaugh and Glenn Beck provide
critical analysis, but have nothing substantial to offer.

Could it be that the Bible actually provides genuine help for times like these?
Ross thinks so, and has laid the groundwork for the practical application of
theology by re-envisioning personal and corporate faithfulness -- Christian unity
-- through trinitarian eyes.

The integration of trinitarian categories regarding human nature as a genuine
reflection of God s trinitarian image reveals important subtleties in the biblical
text, yields richer accounts, more diverse applications and a more complete
integration of spiritual gifts regarding both the lives of individual Christians
and the biblical structure Christ gave to the church.

"The Corinthian church had been captured by a false teaching that brought it
wealth, success and influence.
Oddly, the false, Gnostic spirituality being taught
was based on popular, Greek wisdom and had produced worldly success.
But Paul saw
through the charade and called the Corinthians back to ordinary faithfulness that
stood in opposition to the false wisdom of Greek culture issuing from the academy.

What the successful Corinthians called wisdom, Paul called foolishness.
"
"Unfortunately, in our own day the Christian faith has again been blunted and
inflamed by the forces of worldly success and godless academics.
Seeing the gospel
rightly -- in the light of Christ -- requires an adjustment of our expectations.

And that adjustment can still turn this fallen world upside down.
"
"People today know at a deep, unconscious level that something is very wrong in our
contemporary world, that history and Christianity have taken a wrong turn
somewhere, that our current culture, lifestyles and values are fundamentally
unsustainable.
People know it and the market knows it.
President Obama s rally cry
for hope and change has ignited this concern across the globe.
This hope for change
is a good thing, a necessary thing.
But it is fraught with both danger and
opportunity.
We are very much like those ancient Corinthians in that our concern
for worldly success has blinded us to the actual gospel" (from the Introduction).

20% off through January 31, 2009: Must order through www.
pilgrim-platform.
org and   [Moins]

Beauty Studio 4 - the Personal Beauty Advisor Software for Haircuts, Make-up and a Complete Personal Styling The new Beauty Studio 4 software makes it possible to load personal portrait photos and use them as the...   [Plus]

Beauty Studio 4 - the Personal Beauty Advisor Software for Haircuts, Make-up and a
Complete Personal Styling
The new Beauty Studio 4 software makes it possible to load personal portrait photos
and use them as the basis for a new styling.
The application is based on contents
from four originally separate styling programs merged into one single software.

Bochum, Germany, November 07, 2009 -- At least once in a while, many people think
about changing their personal styling, haircut and make-up to try a completely new
look.
But these changes usually take time and it is sometimes not so easy to undo
them quickly.
soft Xpansion has created a convenient and powerful way to try out
new looks with the help of the computer.
The new Beauty Studio 4 software makes it
possible to load personal portrait photos and use them as the basis for a new
styling.

Beauty Studio 4 is based on contents from four originally separate styling programs
(Hair Master, Makeup Styler, Party Styler and Style Advisor, versions 4) merged
into one single software.

Contents from four programs in one software
Hair Master 4 contributes up-to-date haircuts, while ready-to-use styles for
various occasions and events have been taken from Style Advisor 4.
Makeup Styler 4
helps to find creative ways to put on new make-up and turns the PC into a personal
make-up artist.
And last but not least, complete party stylings that originally
come with Party Styler have 4 been integrated into the program.
The sample stylings
include haircuts, make-up designs, accessories and decorative elements (for example
necklace and earrings) that match.

BEAUTY STUDIO 4 AT A GLANCE
* Comes with up-to-date, photo-realistic haircut styles for various events and
fancy stylings especially for the next party
* Uses photos from image files, directly from the digital camera or scans from
paper photos
* Identifies facial features automatically, adjustments by hand are possible
* Includes various tools for editing (brush, eraser, pipette, comb, scissors)
* Saves new styles as image files and sends them by e-mail
* Prints the new looks - even several styles on one page - to be able to compare
them and choose the one that fits best
* Saves looks as favorites and creates a personal style catalogue
* Including tips for an impressive haircut, make-up and styling as well as general
beauty advice
EXTRAS
A collection of haircut templates and more haircut updates for various events may
be downloaded for free.

SYSTEM REQUIREMENTS
Windows Vista/XP, Pentium IV processor or higher, at least 256 Mb of RAM, 230 Mb of
hard disc space, 128 Mb video card, CD-ROM drive, mouse, color printer (optional)
DEMO VERSION
A Beauty Studio 4 demo version will be available soon.
Compared to the full
version, it includes a reduced number of styles and some sample photos.
In the
demo, however, the users?own photos cannot be loaded into the program.

PRICE AND WHERE TO BUY
The price for Beauty Studio 4 is 39,99 Euros.
All single members of the Beauty
Studio 4 family (Hair Master 4, Style Advisor 4, Party Styler 4 and Makeup Styler
4) can be bought for 19,95 Euros each.   [Moins]

Performance Food Centers Expands Offering to Specialty Coffee, Espresso and Teas Partnering with Whole Foods? Allegro Coffee Company, Performance Food Centers will Add a Specialty Coffee Division: Hires Debbie...   [Plus]

Performance Food Centers Expands Offering to Specialty Coffee, Espresso and Teas
Partnering with Whole Foods? Allegro Coffee Company, Performance Food Centers will
Add a Specialty Coffee Division: Hires Debbie Dolan as ?Bean Queen? to Lead Cafes
by Performance Food Centers.

Pottstown, PA, November 07, 2009 -- Performance Food Centers is excited to announce
the launch of its newest division: Cafes by Performance Food Centers.
Seeking to
build on to success in supplying and consulting juice bars across the country with
new concepts in marketing and nutritional education, Performance Food Centers looks
to apply its one-stop-shop concept to the coffee bar industry while giving café
entrepreneurs the tools to educate their customers in nutrition.
Performance Food
Centers believe that the key to their success to date can be attributed to their
unique approach in providing provocative nutritional tips that John Q Public is
most concerned with today.
Adding to its already substantial base of experience,
the company has hired specialty coffee industry veteran Debbie Dolan as Director of
Specialty Coffee.

Ms.
Dolan offers the type of coffee shop business experience that is an ideal fit
for Performance Food Centers.
With over 6 years of experience as a coffee bar
owner, Debbie is experienced in all operational aspects, including starting a
coffee shop, café design, coffee shop layout, coffee brewing, recipe development
and marketing.
After selling her business, Ms.
Dolan expanded her skills by
continuing her career in sales and marketing for a coffee distributor that also
handled specialty beverages.
There she combined her years of experience with a
desire to help café owners through their journey of finding the right equipment and
products for their businesses.

?My attraction to the specialty coffee and espresso business began 10 years ago as
I observed its basic premise to bring people together? states Debbie.
Her goal in
joining PFC is provide a simplified approach in the selection of products, design,
menu options, daily processes, and much more to those interested in either starting
a coffee shop, or adding a specialty coffee and espresso program to their existing
business.

Debbie Dolan will direct Cafes by Performance Food Centers, a new division, where
her knowledge, experience and passion for Specialty Coffee and Espresso will help
Performance Food Centers expand its coffee shop business.
Ms.
Dolan is especially
excited about strengthening PFC?s partnership with the Allegro Coffee Company, a
division of Whole Foods Markets.
?We look forward to supplying PFC?s Juice Bar and
Café clients with Allegro?s line of coffees and teas.
Not only are they of the
highest quality, but Allegro?s business philosophy of providing whole foods to
people who care about their bodies is consistent with that of Performance Food
Centers? says Debbie.
?In addition to educating the café aficionados in the world
of nutrition while providing awesome coffee, we also look forward to raising
awareness in the health and café industry about organic, fair traded coffee.

Cafes by Performance Food Centers is a one-stop-shop in the world of cafes,
offering their customers everything they would need to plan and open a coffee shop,
café or juice bar.
From design and development to millwork and equipment to
marketing and education to the healthiest whole-food products and recipes that are
carefully applied and adapted to fit the needs of each and every customer.

Performance Food Centers is not a franchisor, but rather a consultant and
distributor that specializes in the food and beverage industry.
Cafés by
Performance Food Centers is an extension of PFC?s current whole-foods juice bar and
snack offerings, which is designed for those thinking about opening a café or those
already in business that wish to serve great Specialty Coffee and Espresso.

?We?re proud to have Debbie as part of the Performance Food Centers family? states   [Moins]

Facial Massager on Live Beauty TV Show Choosing a facial product can be confusing and time consuming with the increasing number of facial products on the market. The majority of women are looking for a reliable...   [Plus]

Facial Massager on Live Beauty TV Show
Choosing a facial product can be confusing and time consuming with the increasing
number of facial products on the market.
The majority of women are looking for a
reliable and affordable facial massager that can be easily used at home.
The Fyola
Facial Massager has been shown to be a safe, effective and affordable facial device
to promote younger looking skin.

Los Angeles, CA, November 04, 2009 -- Best Skin Care world is pleased to announce
that their branded facial massager is being broadcast by a live TV show in
California.
Since the introduction of this galvanic facial massager by Best Skin
Care World, this facial machine has gained popularity among middle aged women.
This
branded skin care machine known as the Fyola, helps absorbs nutrients and
eliminates waste below the skin.

Two weeks ago, the Balancing Act TV show featured this facial machine on their live
show.
This week, the Balancing Act will air the Fyola facial massager episode again
to educate viewers on how it works, and how to use the galvanic machine for best
results.

The Fyola facial massager is similar to expensive galvanic machines used in highend beauty salons but this machine is smaller and portable.
It?s the only patented
FDA and UL approved facial machine that integrates galvanic ion and ultrasonic wave
technology.
It?s safe and can be used at home.

The majority of people don?t realize that the skin interferes with the absorption
of nourishment products such as creams and lotions.
The reason why many skin care
products give disappointing results is due to the protective barrier of the skin.

Most expensive skin care products merely lay on the surface of the skin where it
becomes useless.
With the Fyola facial massager, the lotion or serum can be
absorbed into the skin.

This innovative facial massager is now available for everyone, not just
celebrities.
A complete facial treatment can be done at home in 4 minutes or less.

And it?s affordable.

About Best Skin Care World:
BestSkinCareWorld.
com was recently launched to give consumers a step by step guide
on how to use the facial massager for different skin types.
The user-friendly
website also provides free skin care guides, and other information to help people
take care of their skin to avoid cosmetic surgery.
Visit www.
BestSkinCareWorld.
com
to read more about this facial massager.

Contact:
Tiffany
Best Skin Care World
1300 Boblett Street
Los Angeles, CA 98230 USA
310-456-3175
pr@bestskincareworld.
com
http://www.
bestskincareworld.
com   [Moins]